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Equifax Blows

September 22nd, 20174 comments

Well, the Equifax boondoggle seems to have bit me.  When I logged onto their site, it say I probably was compromised with their letting my records be stolen.  Ain’t that great.

So, they give me a site to register for a year’s protection.  I fill in the info and they tell me it didn’t take and I need to call their number.   But, when I return to the site, it tells me I have registered.   Then I get a message to proceed providing more info.  I do.  It asks me for my DOB twice and then tells me it can’t proceed and to call a number.  But, it too says it took when I reload the site.  Today, another message.  It need to verify my info.  Really?  This is now the third time they said that.  This time it asks me four question about outstanding loans/balances.  None of them applied to me.  Call me mister “none of the above.”  Made me think that is what everyone will end up being.

So, now it is stuck.  I can’t log in.  It appears I must call the bloody number and, being almost deaf now, that will be a nightmare.

As one of the big three credit organizations, their operation is atrocious.  They are a dog that should be put down.   Who in their right mind thinks they can rely on them?

Besides the above, the site was slow and pages timed out with regularity.  The system they are using to verify me is keystone cop grade software.  They have yet asked a question that really id’s me.  The first two step asked for information that was stolen — SS# and DOB.  The third one didn’t have info about me needing validation — all none of the above.

If you got bit by Equifax like me,  good luck.

The CEO and security head resigned/retired.  They were replaced internally by people likely as involved with theft as the people they are replacing.

There is no Big 3 in credit verification.  And now I wonder if there is even a “Big 2.”

EQUIFAX NEED TO BE PUT OUT OF BUSINESS.


P.S. If you have a Discover card, they are now providing similar info for free.  They will notify me if I apply for a credit card or loan.  At that point one is on their own.  If I ever get nailed, Equifax would supposedly resolve/protect me in the theft.  After visiting their site and jumping thru their broken hoops, I wonder just how great a job they’d do at that.  So, I’ve probably got as much protection with the Discover/Experian info.

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